Cramming isn’t just for tests anymore. “Cramming” is a scam that could be costing you money each month on your cell phone bill. Unethical service providers contact your phone company and tell them you signed up for a service that you didn’t (and probably have never heard of). The phone company adds the charge on to your bill and keeps a cut of the charge for itself.

Consumers annual losses are believed to be in the hundreds of millions of dollars, so make sure you’re checking your phone bill and questioning any charge you don’t understand.

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